Founder · Researcher · Writer

Mohammad H Kovich

I build companies, study complex systems, and write toward first principles.

Selected Work

Companies, products and platforms
10+ years in financial markets 10+ years in management & entrepreneurship

Huralya

Founder & CEO · Applied AI
Since 2022

An AI-powered mental wellbeing and productivity ecosystem. The work brings together journaling, guided reflection and gamification to support personal growth.

Visit Huralya

Hormuz Group

Founder · Market intelligence
Since 2026

The largest reference on Iran’s economy and markets for an international audience. Hormuz brings together research on companies, industries, trade and infrastructure, giving investors and businesses the intelligence to understand the market and plan their entry with confidence.

Explore Hormuz

Writing & research

Markets, power, existence & consciousness

From market access.
To first principles.

My market research focuses on the structures that determine access before a transaction begins: geography, sanctions, trade friction, political power and information. Much of that work now lives inside Hormuz and its research paper series.

Book · Self-published November 2025

About God, for Today

دربارهٔ پروردگار برای امروز

A philosophical inquiry into God, existence, consciousness and freedom. The book examines the arguments behind belief and disbelief, and asks how far reason can take us in understanding the foundations of reality.

Written in Persian and available to read online.

Read the book

About

What connects the work

I have never been very good at accepting the boundaries between subjects.

Portrait of Mohammad H Kovich

A question about business can become a question about politics or human behavior. A question about intelligence can lead to consciousness. I tend to follow the question, even when it takes me outside the field in which I started.

That habit connects my work as a founder, investor and writer. I am drawn to systems that are difficult to see clearly, to assumptions that have gone unexamined, and to problems that sit between established disciplines.

Building a company means making decisions before all the information is available. Writing gives me the space to stay with a question longer. Both require me to distinguish what I know from what I have merely come to expect.

My interests have moved from markets and technology toward power, consciousness, freedom, existence and God. I do not expect every inquiry to end in certainty. I want to follow the reasoning far enough to see where my own conclusions need to change.

To look again.

Selected background

  1. 2026–presentFounderHormuz Group · Market intelligence
  2. 2022–presentFounder & CEOHuralya · Applied AI
  3. 2020–2022Financial analystFiCAS AG, Switzerland
  4. 2019–2020EducatorMarkets, financial analysis & digital assets
  5. 2017–2021Independent traderFinancial & crypto markets
  6. 2014–presentWriterPhilosophy, essays & long-form argument

Earlier work & other disciplines

Game developmentWorked in game development and production, including two titles: Genesis and Triple.
LYALaunched a crypto project and the LYA token.
AstronomyResearch in astronomy and classical ʿilm al-hayʾa.
PoetryPoetry remains a parallel part of the writing practice, alongside essays and long-form philosophical work.

Education & credentials

UoPeople UniversityBusiness Administration.
Professional credentialsSelected certifications in artificial intelligence, business intelligence, project management and related fields from Google and university programs.

Correspondence

Get in touch.

hello@mkovich.com

For business and investment enquiries, research correspondence, or a discussion of the writing.

X@huralya LinkedIn@mkovich Telegram@mhmk1995 Instagram@mhmk1995 GitHub@mkovich Crunchbasemohammad-kovich